Business Insurance and More from Memphis, TN
Safeguarding Clients from Coast to Coast with Reliable Insurance Solutions
Planting the seeds for growth takes time and commitment, especially when running a business. At Larry E. Crum & Associates, our roots as an agency are a prime example of this process. After opening shop in Memphis nearly five decades ago, we’ve grown to service individuals and businesses in Tennessee, Mississippi, Arkansas, Missouri, and 33 additional states.
Although we’re prideful of this evolution, our focus remains on providing one-on-one personal attention to each client we serve. In our main office alone, staff members bring centuries of collective experience to every policy written. This knowledge is shared among agents, bringing the highest quality, most cost-effective coverage to your hometown. Wherever life takes you, we’ll be there to secure your growth.
Insurance Coverages Protecting Profitability
Our agents take the time necessary to understand your needs and develop an effective plan. By doing so, we can limit costs down the road, which can be associated with inadequate insurance coverage. Together, we’ll identify risks and take steps now to ensure you’re covered in all possible scenarios.
Before implementing a comprehensive insurance package, our agents address an array of questions to unveil risk exposures. Our goal is to make sure clients are comfortable with not only their insurance coverage, but also the rate at which their premium runs. We attend to these needs by matching requirements with a reliable insurance product from our carrier partners, including Nationwide Insurance.
This process runs seamlessly with our business insurance program, as agents get to know the ins and outs of their clients’ business operations. Whether you own a restaurant or work as a construction contractor, we create customized insurance solutions for a variety of specific industries. For clients who operate small to medium-sized companies, agents traditionally recommend a business owners policy (BOP), which combines essential coverages into a single, cost-effective policy. Options available under this umbrella include commercial property insurance, general liability coverage, and crime insurance. Additional coverages accessible for commercial entities include workers compensation coverage, as well as fidelity and surety bonds.
To learn more about the insurance programs we institute to protect long-term profitability, please contact an agent at your convenience.
Local Agents Focused on Securing Your Assets
The soul of Memphis resides in its friendly, hardworking residents. Whether blasting blues or grilling barbeque, these individuals are proud to share their heritage, as well as provide each other with a helping hand in times of need.
Our agency started in 1968 with Larry E. Crum working from a card table in a one bedroom apartment. At that time, business was often conducted with customers around their kitchen table with paper applications, rating manuals, and a calculator. Times have certainly changed; however, the essence of our Memphis roots remains even today.
Our agents are friendly, hardworking individuals – just like the clients they serve. We’re proud supporters of Harding Academy, Christian Brothers University, and the University of Memphis sports programs. Some of our associates participate in the Memphis Italian Festival and the World Championship Barbecue Cooking Contest. These close community ties extend beyond the confines of our Memphis location, with similar stories to share about our offices in other areas of Tennessee, as well as Arkansas, Mississippi, and Missouri.
We’re ready to get started developing your personalized insurance policy, are you? To officially begin the production process, feel free to request a quote.
- Insurance Information for Tennessee Residents and Businesses (Tennessee Department of Commerce and Insurance)
- Insurance Buyers’ Guides (The National Association of Insurance Commissioners (NAIC))
- Small Business Insurance Details and Materials (The U.S. Small Business Administration (SBA))
Licensed in these States
AL, AR, AZ, CA, CO, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MO, NE, NJ, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV
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Coverage for Your Business
Coverage for Specific Industries
Coverage for Your Employees
Meet Our Team
Personal Lines Sales Manager/Associate Agent
Larry E Crum Sr
Andrea Crum Sansone
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